The Buying Process

Buying a home seems complicated, but we can help you through every step of the process. We are a team of 11 agents who pride ourselves on phenomenal customer service. We have helped 800+ buyers purchase their homes in the Austin area since 2012. We know the market incredibly well and we think you’ll love our no-pressure approach.

The home buying process can take as little as 1 month or as long as 6 months. It generally takes most buyers 2-4 months to find and close on their new home.
    1. Loan Pre-Approval (1-2 Days)

      It’s not required to have a pre-approval letter before looking at homes, but it’s a good practice. You will need a pre-approval letter in order to make an offer & it takes 10-15 minutes to fill out the application, followed by a few emails to provide supporting documents.
    2. Home Search (1-3 Months) Click Here to Read Our 5 Tips for A Great Home Search

      Everyone searches at their own pace, so it’s difficult to know exactly how long it will take for you to find your new home. You want to move forward on a property when you’re comfortable that you understand the market. This can take a weekend or a few months. Most people search for 1-3 months before making an offer. We love helping people find the perfect home and you can read our 5 Tips for a Great Home Search here.
    3. Make an Offer (1-3 Days)

      When it’s time to make an offer, we will send a Comparative Market Analysis (CMA) to you, which helps us understand if the property is priced correctly and what to offer. Depending on how much we need to negotiate the purchase, it usually takes 1-3 days to put a property under contract.
    4. Contract to Close (30-45 Days)

      Once you’re under contract, it will take 30-45 days to close. A complete list of steps can be found here, but the most important steps are:
Executed Date: The date that all parties agree and sign the contract is the executed date. You will have 3 days to deposit your earnest money to title (usually 1% of the purchase price) and your option fee directly to the seller. (The option fee varies based on the situation, but is generally 0.1% of the purchase price).
Option Period (5-10 Days): You will have a 5-10 day option period, during which you will have your property inspected (inspections are usually ~$500). It’s normal for your inspector to find some deficiencies in the property and we will usually negotiate repairs during this time. If there are too many repairs necessary to move forward, you can cancel the contract and you’ll get your earnest money back (though the seller keeps the option fee).
Appraisal (2-3 Weeks): As soon as you’re through the option period, you will instruct your lender to order the appraisal, which is ~$500 and can be paid at closing. We’ll get the results of the appraisal roughly 2 weeks after it’s ordered. The appraisal verifies to the lender that the property is worth what you’re paying. If the property doesn’t meet that value, you can walk away from the contract and get your earnest money back.
Underwriting (3-4 Weeks): Your lender's underwriter will review all loan documents, which usually takes 3-4 weeks. The underwriting process starts before the appraisal is in, but can’t be completed until the appraisal is received. During the underwriting process, it’s normal for your lender to ask you for additional documents. (This doesn’t mean the loan is in jeopardy in any way.)
Homeowner's Insurance & Utilities (5-10 Days Before Closing): You’ll want to have your insurance in place & the utilities scheduled to be turned on for the day of closing.
Review Settlement Statement (2-3 Days Before Closing): Your lender will provide you with a required disclosure 3 days before closing & the title company will provide you the settlement statement 2-3 days before closing. This is arguably the most important closing document because it tells you how much money you need to bring & an itemization of what you’re paying for. If you would like to see any other closing documents prior to closing, you can request them.
Closing Day (30-45 Days After Contract): This is the most exciting day of the process! Make sure you’ve wired in your proceeds prior to closing and bring a government-issued ID with you. If you can’t be in town for closing, we can arrange a remote closing where a mobile notary will come to you.
  1. After Closing

    It’s natural for you to have questions about the home & homeownership after closing. We’re always available to answer questions and to provide you with referrals to any vendors you may need. Our relationship doesn't end at closing and we’re always happy to help in any way we can!
 

WE WOULD LOVE TO HELP YOU WITH YOUR HOME PURCHASE!

Call 512-883-5445

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2100+ Client reviews!

Stacy was wonderful to work with!! We moved back to Texas in early June and met with Stacy Zellner about what we were looking for. We did not want to live in Austin and were looking at smaller cities between Austin and Houston. Stacy was very straightforward about making sure we visited the cities first before making a decision. We had a specific timeframe to find a new home and Stacy kept in constant contact with us by setting up automated searches and responding right away to any requests we had about cities or specific property information. She took us to multiple small cities around Austin and gave us an abundance of information to help narrow down our decision. Her knowledge of Austin’s surrounding cities was exactly what we needed. Stacy was always available whenever we had questions big or small and her expertise was priceless during the closing process. We are new to Central Texas and are ecstatic to have found the professional real estate services we needed through Stacy. There is no doubt we will refer her to our friends and will definitely use her in our future property searches.

It sold ! The pictures were outstanding, like a work of art. I am convinced their staging and pictures contributed to it selling. Will, our realtor, was highly knowledgeable and great to work with.

I worked with Becky Welch for buying single home in Manor, TX. She is very friendly, knowledgeable and responsive. Really recommend her to work with her if you looking for buying/ selling or renting home property.

From our very first conversation, Linda Baddour established her credibility in the Austin market. Great insights from day one really helped us build comfort towards eventually making a decision in a very challenging environment. Linda always made herself available, promptly replied to all of our questions with pointed and useful advice (and we threw some quite difficult inquiries her way), and never pressured us into making moves at any point in the process. Even while we were early stage and apprehensive to explore buying further, when we did find a property we wanted to look at or had questions come up, Linda treated us with the same respect and devoted just as much time as if we were imminent buyers. After initial contracts were signed, she walked us through every step of the process each week, resulting in an early close. I was continually surprised at how smooth everything felt despite hearing about other friends/families challenges in that time window. Part of this brings me to yet another point, which relates to Linda’s connections in the marketplace. The lender we ultimately arrived upon was critical to the early close and have been great to work with so far – one of many excellent resources we tapped via Linda.

Stacy Zellner and the Bramlett Residential team are extremely helpful. Stacy will take note of your taste and make the house hunt mission a lot easier for you. Stacy was my trusted advisor throughout the entire journey of making my first home purchase.

My husband and I were a little concerned when we decided to buy a house, we have never done this before and mostly everyone finds it a very stressful process, but we were very lucky to have Vicki helping us through out this whole time. Vicki works for Bramlett Residential and was referred to us by a friend that she also helped a few years back. We were not living in Austin so we set up a call with Vicki where she explained us the whole process and referred us some local lending agencies we could reach out to in advance to make sure the process would go smoothly. I liked Vicki on the first call, she is very professional, has a good vibe and a genuine interest in helping people. We came to Austin for only a week and half to see some houses and Vicki made this whole process so easy and smooth for us. Vicki not only booked the viewings for all the places we wanted to see in a good order of location for us, she also provided a full background, details and specifications of each house.
She was always responsive and well informed to keep us updated. We landed an offer on our favorite house and this would not have been possible without Vicki to help us with the offer and negotiations. I’d highly refer Vicki to any friend/person looking to buy a house.

It was a real pleasure working with Becky. We weren’t sure what we were looking for since we are from out of town. Becky was extremely patient and made the process stress-free. She was extremely responsive.Becky truly understands how to put her clients at ease. She made the process incredibly easy and her thorough knowledge, not only of general real estate, but of the local market made it a great pleasure throughout the whole process.

Eric was instrumental in helping me purchase my first home. Eric is not only a responsive, informative, and knowledgeable agent – he is also a very patient and kind person. I never felt rushed, and I could at all times tell that Eric was first and foremost concerned with finding me the right home – which he did. Eric helped me navigate a difficult listing agent, an unprecedented market, and a lot of firsts. I couldn’t be more grateful to him. Thank you, Eric!!

I was referred to Crystal Hirst by a close friend who is a real estate agent in Dallas. Crystal is awesome – she immediately set up a call to discuss what I was looking for home wise, price ranges, and all other aspects. She was able to setup some immediate showings of places I was interested in and had a flexible schedule to make any time frame work for my schedule. She is incredibly responsive and has a great overall personality and demeanor. Additionally, she helped me look into new construction communities and we decided that was the route for me. She helped me thorough out the entire process, outlining important aspects to review during all stages, helped with lending details, and made closing incredibly easy. I’ll definitely recommend her to family, friends, and others who are looking to buy or sell!

Yolanda was amazing and kept me on top every step of the way! She is a beautiful soul and made me feel good about my home transition and ensuring I received top dollar for the sale of my home! I highly recommend her.

We can’t speak highly enough of our experience with Yolanda. We were first-time homebuyers with very little knowledge about how to find the right place. We met with a couple of realtors before Yolanda, but we knew instantly that she was the one for us. She is honest and she really helped to take the pressure off of us. In short, she was always on our side working to make our house purchase as simple and successful as possible.

My Fiancé and I have been in our house for 3 months now and we couldn’t be happier! Yolanda was amazing to work with throughout the entire house hunting and buying process. She was available anytime we needed her whether that be scheduling last minute home showings, answering questions or communicating with our construction team! As first time homebuyers, Yolanda was a dream to work with and helped us understand everything throughout the entire process, even past closing! We would highly recommend anyone to use Yolanda as your realtor! We couldn’t have done it without her!