The Buying Process

Buying a home seems complicated, but we can help you through every step of the process. We are a team of 11 agents who pride ourselves on phenomenal customer service. We have helped 800+ buyers purchase their homes in the Austin area since 2012. We know the market incredibly well and we think you’ll love our no pressure approach.

The home buying process can take as little as 1 month or as long as 6 months. It generally takes most buyers 2-4 months to find and close on their new home.
  1. Loan Pre-Approval (1-2 Days)

    It’s not required to have a pre-approval letter before looking at homes, but it’s a good practice. You will need a pre-approval letter in order to make an offer & it takes 10-15 minutes to fill out the application, followed by a few emails to provide supporting documents.

  2. Home Search (1-3 Months) Click Here to Read Our 5 Tips for A Great Home Search

    Everyone searches at their own pace, so it’s difficult to know exactly how long it will take for you to find your new home. You want to move forward on a property when you’re comfortable that you understand the market. This can take a weekend or a few months. Most people search for 1-3 months before making an offer. We love helping people find the perfect home and you can read our 5 Tips for a Great Home Search here.

  3. Make an Offer (1-3 Days)

    When it’s time to make an offer, we will send a Comparative Market Analysis (CMA) to you, which helps us understand if the property is priced correctly and what to offer. Depending on how much we need to negotiate the purchase, it usually takes 1-3 days to put a property under contract.

  4. Contract to Close (30-45 Days)

    Once you’re under contract, it will take 30-45 days to close. A complete list of steps can be found here, but the most important steps are:

  5. Executed Date:
    The date that all parties agree and sign the contract is the executed date. You will have 3 days to deposit your earnest money to title (usually 1% of the purchase price) and your option fee directly to the seller. (The option fee varies based on the situation, but is generally 0.1% of the purchase price).

    Option Period (5-10 Days):
    You will have a 5-10 day option period, during which you will have your property inspected (inspections are usually ~$500). It’s normal for your inspector to find some deficiencies in the property and we will usually negotiate repairs during this time. If there are too many repairs necessary to move forward, you can cancel the contract and you’ll get your earnest money back (though the seller keeps the option fee).

    Appraisal (2-3 Weeks):
    As soon as you’re through the option period, you will instruct your lender to order the appraisal, which is ~$500 and can be paid at closing. We’ll get the results of the appraisal roughly 2 weeks after it’s ordered. The appraisal verifies to the lender that the property is worth what you’re paying. If the property doesn’t meet that value, you can walk away from the contract and get your earnest money back.

    Underwriting (3-4 Weeks):
    Your lender's underwriter will review all loan documents, which usually takes 3-4 weeks. The underwriting process starts before the appraisal is in, but can’t be completed until the appraisal is received. During the underwriting process, it’s normal for your lender to ask you for additional documents. (This doesn’t mean the loan is in jeopardy in any way.)

    Homeowner's Insurance & Utilities (5-10 Days Before Closing):
    You’ll want to have your insurance in place & the utilities scheduled to be turned on for the day of closing.

    Review Settlement Statement (2-3 Days Before Closing):
    Your lender will provide you with a required disclosure 3 days before closing & the title company will provide you the settlement statement 2-3 days before closing. This is arguably the most important closing document because it tells you how much money you need to bring & an itemization of what you’re paying for. If you would like to see any other closing documents prior to closing, you can request them.

    Closing Day (30-45 Days After Contract):
    This is the most exciting day of the process! Make sure you’ve wired in your proceeds prior to closing and bring a government issued ID with you. If you can’t be in town for closing, we can arrange a remote closing where a mobile notary will come to you.

  6. After Closing

    It’s natural for you to have questions about the home & homeownership after closing. We’re always available to answer questions and to provide you with referrals to any vendors you may need. Our relationship doesn't end at closing and we’re always happy to help in any way we can!



WE WOULD LOVE TO HELP YOU WITH YOUR HOME PURCHASE!

Call 512-883-5445

Or please fill out the short form below & we will contact you via email or phone (however you’d prefer) to help you with your home purchase. We look forward to helping you!

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1400+ Client reviews!

Y Xixi

We were lucky to have Kasey as our agent. She is very friendly, energetic, and knowledgably. As a remote buyer from another state, we needed a lot more help than a regular buyer. She was always there for us and happy to provide us all the assistance we needed. Whenever we sent her emails about the new house, she always responded instantly. We got satisfactory answers for all our numerous questions for her. Her great service has persisted from the beginning of the discussion about the right property for us to the end of the closing and even after. She made our purchase a great experience. We strongly recommend Kasey

Kyra Ford

As first time homebuyers I anticipated this to be a rocky venture, and it did not disappoint. However, Tyson Hombroek was concise and patient with us throughout the whole process. Buying in the Austin area is tough right now. The market was not on our side but I always felt like Tyson was. He helped us find homes we could afford and make the most competitive offers we could. What we thought would be months of hunting was only a few weeks. And after the contract was drawn up and negotiated, Tyson helped us through the whole closing process. I could not recommend a better realtor for first time homebuyers.

Janelle L.

My realtor was Vicki Duran and she is hands down the most professional, genuine, kind, and patient realtor I’ve ever had.

We are first time home buyers and not only was she prompt in answering our questions and concerns, (and let me tell you, we ask a lot of questions) but she also would go as far as to give us extra information that we did not think to ask her. If we forgot something, we knew that we could rely on Vicki to bring these things to our attention. She was our realtor as well as our counselor for buying a home.

She even went out of her way as we approached our closing date and helped us with our walkthrough! She stated that she wanted to be there and I’m glad she was because she caught a lot of things that we did not.

I know realtors are busy people and what makes one stand out from the rest is their quality of communication, genuine character, and their willingness to go the extra mile to help us find a home that we will love. Vicki does all these things and more and I felt so secure and confident with her as my realtor. She really made all the difference in our lives, especially during these difficult times!

Ulises R.

Craig McGuire has been exceptional throughout our home buying journey. The whole process was such a mystery to us initially but everything seemed to effortlessly fall into place with the help and guidance that Craig provided. I was particularly impressed with how informed Craig is and that he was able to communicate his knowledge to us so that we could make calculated decisions. To top it off, Craig is cordial and has a great sense of awareness. We would not hesitate to work with Craig or anyone at Bramlett Residential in the future.

Alex M.

Kasey is a great resource for us. We are lucky to have her as our agent to purchase our first single house. As an out-of-town buyer, we faced a lot of challenges to purchase a property remotely. At our introduction meeting, she was warm and knowledgeable. She asked a lot of questions about our needs and plans for the property. Based on the information we provided to her, she helped us identify the property that fits in our budget and meets our needs. During the purchasing process, she ensured our communication with the seller opened all the time. She responded to the questions and inquiries from us and the seller quickly and updated us with new information promptly. She is reliable and pays attention to details. When she represented us at the final walkthrough, she identified important deficiency that was missed by the third-party inspector. We appreciate her knowledge, honesty, and hard work.

Halli M.

We started working with Kasey about a year ago – and signed up to both buy a new home and sell our existing home.  I have to say, it was an absolute stroke of good luck since we randomly picked her from Google’s search results.

Kasey turned out to be fantastic to work with.  She helped us maximize the price we got for selling – and the house sold within just a few days of listing.

She was also very responsive.  My wife commented multiple times on how easy it was to reach her and how helpful she was in general.

At the end of the day, the sale went down without a hitch – and we ended up getting significantly more than we were originally planning.  We’ve already been referring her to friends and she has impressed them as much as she did us.

I highly recommend both Kasey Gilliam and Bramlett Residential.

Henry H.

Eric Bramlett, Will Mackintosh and his team are processional.
They have genius marketing skills, gave me good advices, and actively guided me through the whole process of selling my property.
I am appreciated for their help and will use them again if I have any need to buy or sell a property in Austin, TX area

Ainsly M.

We just closed on our first house after working with Bailey Moran at Eric Bramlett Residential, and can not recommend her enough! The current Austin market is crazy, and we were so thankful for Bailey’s insight and expertise throughout the process.

We were moving from out of state, and she spent a lot of time in the beginning getting to know us and our interests and expectations, which was really helpful as she was providing direction. She took an entire day driving us all over Austin through different towns and neighborhoods, even as the infamous snow storm was rolling in. She also spent multiple days over several weekends looking at houses and taking videos for us. She was impartial as she toured the houses so that we could generate our own opinions, but also answered our questions honestly when we had uncertainties about one thing or another.

We were also constantly impressed by her knowledge of the market in different neighborhoods, with the offers coming in at 10, 20, and up to 30% above asking price. She has clearly done her research (and keeps up with the ever-changing data and trends) and will always go the extra step to answer all of your questions. As first time homebuyers, this was extremely important and helped narrow down our search.

We are so lucky to have found the perfect house for us, in the area that we wanted, and really don’t think we could have done it without all of Bailey’s help and guidance. Highly recommend Bailey if you are buying a home in the Austin area!!!

Lauren Y.

Linda Baddour is the best real estate agent we could ask for! Especially in this crazy Austin seller’s real estate market in the Lakeway/Bee Caves/Dripping Springs area, where homes were going for way over listing price quickly for multiple offers, we needed a responsive, savvy, expert in real estate and Linda pulled out all the stops for us. She was super responsive even within a couple minutes of an email or text request and consistently went above and beyond getting us comps, hoa docs, and home info beyond what could be found on the MLS we could see. She saved us a ton of time avoiding homes with lease backs or condos masquerading as homes that we didn’t want. She helped us write strong offers and got them submitted quickly so we were able to win an offer after a couple of weeks and tries and close on a home! We are so excited about our new beautiful home and so appreciative of all of Linda’s hard work! Thank you Linda!

Monica H.

Kasey has been working with us for a long time now waiting for us to be ready to pull the trigger on that perfect house. She knew what we were looking for and knew we weren’t in a hurry and that did not deter her from providing the best service and responsiveness. After what seems like years she helped us find that perfect house in a market so insane that actually getting that perfect house after you find it seems near impossible but Kasey made it happen. We highly recommend Kasey and will work with her again if we need to.

Ainsly McGowan

We just closed on our first home after working with Bailey Moran at Eric Bramlett Residential, and can not recommend her enough! The current Austin market is crazy, and we were so thankful for Bailey’s insight and expertise throughout the process. We were moving from out of state, and she spent a lot of time in the beginning getting to know us and our interests and expectations, which was really helpful as she was providing direction. She took an entire day driving us all over Austin through different towns and neighborhoods, even as the infamous snow storm was rolling in. She also spent multiple days over several weekends looking at houses and taking videos for us. She was impartial as she toured the houses so that we could generate our own opinions, but also answered our questions honestly when we had uncertainties about one thing or another. We were also constantly impressed by her knowledge of the market in different neighborhoods, with the offers coming in at 10, 20, and up to 30% above asking price. She has clearly done her research (and keeps up with the ever-changing data and trends) and will always go the extra step to answer all of your questions. As first time homebuyers, this was extremely important and helped narrow down our search. We are so lucky to have found the perfect house for us, in the area that we wanted, and really don’t think we could have done it without all of Bailey’s help and guidance. Highly recommend Bailey if you are buying a home in the Austin area!!!

David R.

We were fortunate to find Tara McGuire from Bramlett Residential as our realtor.  A friend who had a great experience with Bramlett Residential introduced us to this real estate firm and the owner referred us to Tara who is one of their experienced realtors.  We were thankful that Tara was able to expertly and safely guide us through the processes of selling our home of 25 years in the volatile Austin market during the extra difficult times of Covid. She laid out a written day-by-day plan, outlining all of the critical checkpoints and events that were required leading up to a successful closing. She leveraged her team who followed up regularly to help us with all of the paperwork and handle all of the details. We were never out of the loop on the status of our sale, and when we had questions or concerns, Tara was quick to respond. In the end, the house listed on a Thursday, the final offers were in on Monday, and we accepted an offer on Tuesday.  Our expectations were exceeded, not only with the level of service we received but with the final price we accepted. When we closed, she was in regular contact with us, expertly handling all of the hiccups. Working with Tara was amazing and we highly recommend her and her team at Bramlett.