The Buying Process

Buying a home seems complicated, but we can help you through every step of the process. We are a team of 11 agents who pride ourselves on phenomenal customer service. We have helped 800+ buyers purchase their homes in the Austin area since 2012. We know the market incredibly well and we think you’ll love our no-pressure approach.

The home buying process can take as little as 1 month or as long as 6 months. It generally takes most buyers 2-4 months to find and close on their new home.
  1. Loan Pre-Approval (1-2 Days)

    It’s not required to have a pre-approval letter before looking at homes, but it’s a good practice. You will need a pre-approval letter in order to make an offer & it takes 10-15 minutes to fill out the application, followed by a few emails to provide supporting documents.
  2. Home Search (1-3 Months) Click Here to Read Our 5 Tips for A Great Home Search

    Everyone searches at their own pace, so it’s difficult to know exactly how long it will take for you to find your new home. You want to move forward on a property when you’re comfortable that you understand the market. This can take a weekend or a few months. Most people search for 1-3 months before making an offer. We love helping people find the perfect home and you can read our 5 Tips for a Great Home Search here.
  3. Make an Offer (1-3 Days)

    When it’s time to make an offer, we will send a Comparative Market Analysis (CMA) to you, which helps us understand if the property is priced correctly and what to offer. Depending on how much we need to negotiate the purchase, it usually takes 1-3 days to put a property under contract.
  4. Contract to Close (30-45 Days)

    Once you’re under contract, it will take 30-45 days to close. A complete list of steps can be found here, but the most important steps are:
    Executed Date: The date that all parties agree and sign the contract is the executed date. You will have 3 days to deposit your earnest money to title (usually 1% of the purchase price) and your option fee directly to the seller. (The option fee varies based on the situation, but is generally 0.1% of the purchase price).
    Option Period (5-10 Days): You will have a 5-10 day option period, during which you will have your property inspected (inspections are usually ~$500). It’s normal for your inspector to find some deficiencies in the property and we will usually negotiate repairs during this time. If there are too many repairs necessary to move forward, you can cancel the contract and you’ll get your earnest money back (though the seller keeps the option fee).
    Appraisal (2-3 Weeks): As soon as you’re through the option period, you will instruct your lender to order the appraisal, which is ~$500 and can be paid at closing. We’ll get the results of the appraisal roughly 2 weeks after it’s ordered. The appraisal verifies to the lender that the property is worth what you’re paying. If the property doesn’t meet that value, you can walk away from the contract and get your earnest money back.
    Underwriting (3-4 Weeks): Your lender's underwriter will review all loan documents, which usually takes 3-4 weeks. The underwriting process starts before the appraisal is in, but can’t be completed until the appraisal is received. During the underwriting process, it’s normal for your lender to ask you for additional documents. (This doesn’t mean the loan is in jeopardy in any way.)
    Homeowner's Insurance & Utilities (5-10 Days Before Closing): You’ll want to have your insurance in place & the utilities scheduled to be turned on for the day of closing.
    Review Settlement Statement (2-3 Days Before Closing): Your lender will provide you with a required disclosure 3 days before closing & the title company will provide you the settlement statement 2-3 days before closing. This is arguably the most important closing document because it tells you how much money you need to bring & an itemization of what you’re paying for. If you would like to see any other closing documents prior to closing, you can request them.
    Closing Day (30-45 Days After Contract): This is the most exciting day of the process! Make sure you’ve wired in your proceeds prior to closing and bring a government-issued ID with you. If you can’t be in town for closing, we can arrange a remote closing where a mobile notary will come to you.
  5. After Closing

    It’s natural for you to have questions about the home & homeownership after closing. We’re always available to answer questions and to provide you with referrals to any vendors you may need. Our relationship doesn't end at closing and we’re always happy to help in any way we can!
 

WE WOULD LOVE TO HELP YOU WITH YOUR HOME PURCHASE!

Call 512-883-5445

Or please fill out the short form below & we will contact you via email or phone (however you’d prefer) to help you with your home purchase. We look forward to helping you!

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2100+ Client reviews!

Bramlett Residential, and more importantly Joe Gage were amazing at helping my wife and I buy our very first home. Bramlett & Joe made the whole process stress free, and really helped expedite the process for us. We had no idea we would find exactly what we were looking for so quickly! Joe was very knowledgable on numerous things such as market strategy, what things to look for while touring homes, and he quickly understood exactly what type of home my wife and I were looking for. He was also in constant communication with us throughout the whole process which helped us feel very comfortable in a situation that could have been stressful. I will confidently recommend Bramlett & Joe Gage to anyone in the Austin area going forward!

 

We worked with Crystal Hirst and she did an amazing job. She went above and beyond to make sure that we found the right property for us. Our search initially was all over the place and we didn’t even know what kind of property we wanted. Nonetheless, Crystal was incredibly helpful and patient while working with us to find our home. Crystal would point out all the pros and cons for any place that we would consider and we felt we could trust her. As first-time homebuyers we felt this was important because we did not know what red flags to look for in a property. Additionally, she was communicative and extremely responsive throughout the entire process. We were very satisfied with Crystal and would recommend her to anyone with no reservations whatsoever.

 

It was a pleasure working with Shaun, he is a very pro-active person and move things fast, communication was assertive and clear. As a first time buyer I could not have been in better hands and would recommend him a hundred percent.

 

Jan was wonderful to work with!  Bringing a toddler while house-hunting can be a nightmare, but Jan made it fun for all of us.  It felt more like exploring the area with family.  We didn’t feel any rush or pressure to buy, and we knew Jan had our best interests in mind.  She was always friendly, but when it came time to negotiate, she fought hard to get us the best deal.  I would highly recommend working with Jan whether you are buying or selling.  If we ever move, we’ll definitely be asking for Jan again.

Jan is fantastic!  We moved from out of town, and she was great about showing us around and researching schools and home-builders for us so we could make the right choice.  Jan showed us both rentals and new builds in a rainy, single-day house-hunting trip, and, despite the weather, her enthusiasm never wavered.  We have been in Leander for two years now, and Jan still keeps in touch and serves as a source for local info!  If we ever move again, she’ll be our first call!

Because we were first-time home-buyers, Jan was the wind beneath our wings while we worked with her.  She listened to what we wanted and made sure that we weren’t getting into something that would damage us in the long run.  She was passionate, caring, and very knowledgeable.  We were from out of town, and she taught us a lot about the area and gave us some insider knowledge that helped lead us to a great home.  She gave us advice for the future when we might become serious about homes, and she prepared us not just for purchasing our home but also for potentially reselling it years down the line.  Working with Jan was easy and enjoyable; she was on our side from day one.  She went above and beyond my wildest expectations and really raised the bar for realtors in my eyes.

Jan Daum is a realtor with panache!!!  When you sign up with her to sell your house, you can rest assured she will get it done fast, at the best possible price, and with all the tools in her toolbox put to use.  I’d no sooner signed on the dotted line than Jan showed up with a stager and a photographer.  My home went online with a very classy display and sold over asking in less than a week, and with multiple offers!  Jan did not even get a chance to hold the planned open house.  Jan was with me every step of the way and kept in touch constantly.  I would recommend Jan Daum as a realtor for any property and at any price point.  You will not be disappointed with the service or the results.

Corrine was a dream to work with. She kept us up to date and was transparent with us through our house hunting experience. She connected us with great people to work with to get our place to close quick and easy. Will definitely recommend her and was a great pleasure working with!

 

We had the pleasure of working with Elken Miller and we loved our experience working with her. She is knowledgeable in her filed and will give you her honest opinion and she held our hand the entire process and we bought in 2021 which was a very competitive market at the time and she was absolutely awesome in helping us secure the house we wanted!
She is warm and always returns your calls and is on top of things you may not have even thought of. I highly recommend Elken Miller!

 

I started working with Elken summer of 2020. I had just moved to Austin and had no idea where to start looking given my tight budget and all the bidding wars happening. Elken helped me navigate that process every step of the way with ease. She was able to find me a new built in Elgin that fit perfectly with my needs. She is incredibly knowledgeable in the housing market, has great business acumen and is very resourceful. Elken also assisted me in negotiating with builder, lenders, and third parties (e.g. alternative “buy before you sell” type of lender, etc.) and did not stop until I got a great deal. In addition, she is thorough and proactive ensuring that all your questions are answered and that your expectations are met. Lastly, she is friendly and kind and never ceased to go above and beyond for me during my home buying journey. I will absolutely work with Elken again whenever I am ready to find a new place.

 

We enjoyed working with Elken at Bramlett Residential Real Estate for buying our first home. She’s detail oriented, help us address concerns, and always willing to answer questions that we have along the way. Highly recommended and we would definitely work with Elken again when an opportunity comes in the future.

 

As first time home buyers and new to the area, Elken Miller was a true blessing. Elken went above and beyond to search for a perfect home for our growing family, before the baby’s arrival. She listened to our needs, wants and stayed within our budget. She walked us through each step and treated us like family. We are now first time home buyers of a brand new build, in a beautiful area with a large backyard where we can create memories with our baby! Elken is professional, knowledgeable, caring and will not give up on what you’re searching for until she finds it. She’s the best and we truly thank her for everything.